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Abstract

During a critical period of transformation for the fintech industry, our organizations are facing the urgent need to reinvent services and operations. This proposal aims to build a sustainable growth model adapted to the post-epidemic era through a series of innovative strategies to ensure our long-term competitiveness and market leadership. Core innovations include developing an AI-based personal financial management application, optimizing agile development processes to quickly respond to market changes, adjusting to a flatter organizational structure to enhance internal communication and decision-making speed, and integrating green technologies to promote sustainable development. Additionally, we introduced machine learning-based risk assessment tools to predict and mitigate potential financial risks more accurately. While there will be challenges associated with initial investment and organizational culture change, we expect these innovative initiatives will enhance customer value and create long-term growth potential for shareholders. We will closely monitor market feedback and performance indicators to ensure our solutions’ flexibility and adaptability. We are committed to building our company into an innovative leader in the financial technology field through continuous learning and improvement.

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