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Abstract

This proposal is directed to PIF Capital, presenting an innovative platform ecosystem for its considerations. The proposal commences by introducing the company and providing a brief background of the SME financing industry and emphasizing its fragmentated nature. Subsequently, unveiling the 148 System, a comprehensive platform ecosystem designed to revolutionise the SME financing industry, and offers a detailed breakdown of the individual technology platforms, elucidating their functionalities, features, and value propositions to the key stakeholders. Following that, the paper then provides an extensive industry to qualify the proposed solutions, highlighting the pain points of the professionals, entrepreneurs, business alliances and investors within financial industry. Additionally, we conduct an analysis of potential challenges on both micro and macro level and describe the mitigation efforts undertaken by PIF Capital thus far. The paper then discusses the key core advantage of building a platform ecosystem providing a detailed implementation process with a timeline in the form of a Gantt chart, allowing for visual representation of estimated time taken to build the platforms. A budget model is provided to estimate the total cost involved based on the proposed implementation and other considerations involved. The paper then provides an analysis on the return-on-investment that illustrates the financial returns over a forecast period of five years for an informed decision-making process. The paper the provides a recommendation for PIF Capital to adopt a disruptive mindset and adopt the implementation of an ecosystem in the capital markets industry.

Author: Grace Lim