Download PDF Abstract This proposal introduces a USSD-based investment platform designed to bridge digital exclusion and expand access to financial products in sub-Saharan Africa, with a specific focus on Nigeria. In the post-COVID-19 era, inclusive, technology-enabled innovation has become essential for advancing financial services (World Bank, 2022). Unlike existing digital investment platforms that rely on…

Download PDF Abstract This research, titled “Beyond Silos in Property Management: Fostering Collaboration for Improved Practices”, investigates the limitations of fragmented approaches in property management and the potential of collaborative strategies to enhance industry outcomes. Traditionally, stakeholders in property management have operated in isolation, resulting in inefficiencies, miscommunication, and suboptimal performance. Adopting a cross-functional perspective,…

Download PDF Abstract Baselland International School is a private, bilingual international school in Oberwil, Switzerland. It began in 2002 as Kids Camp International (KCI), offering English camps and children’s events during school holidays. KCI was founded as a sole proprietorship by Ina Nicosia. In 2007, Kids Camp International School was established by Nicosia and her…

Download PDF Abstract Retail investors’ demand for better returns, transparency, and access has sparked innovation in alternative investments like Crowdfunding. This emerging product suits various sectors, allowing deals across asset classes (e.g., property) while letting retail investors choose investments matching their goals and style, such as early-stage investing, IPO funding, or venture debt. It also…

Download PDF Abstract Due to visa-related limitations, I was unable to directly engage with Foxholes Care Home during the development of this proposal. This restriction prevented me from conducting on-site visits or holding formal interviews with stakeholders. To address this challenge and ensure the relevance and applicability of the proposed innovation, I undertook extensive sectoral…

Download PDF Abstract This proposal outlines Elysian’s plan to expand its existing animal-assisted therapy and educational services for children and young people with special educational needs by integrating regenerative farming practices. Established in 2015, Elysian currently operates farm-based therapy centres and independent schools, but farming itself has not been central to its provision. The proposed…

Download PDF Abstract This project addresses critical gaps in Ethiopia’s agricultural extension system that hinder effective implementation of large-scale nature-based solutions, such as the IFRC’s Pan-African Tree Planting and Care Initiative. Field experience highlights challenges including overstretched teams, siloed mandates, and weak adaptive leadership, leading to irrigation failures and reduced crop yields. In response, the…

Download PDF Abstract The construction industry has expanded significantly over the past two decades, often at the expense of environmental sustainability. This paper explores how Rajat, a project manager at Worley, addressed this challenge by initiating a new Design & Build (D&B) division dedicated to sustainable construction practices. By focusing on waste reduction, resource preservation,…

Download PDF Abstract During a critical period of transformation for the fintech industry, our organizations are facing the urgent need to reinvent services and operations. This proposal aims to build a sustainable growth model adapted to the post-epidemic era through a series of innovative strategies to ensure our long-term competitiveness and market leadership. Core innovations…

Download PDF Abstract This paper explores the application of Christensen et al.’s (2015) theory of disruptive innovation within the asset management industry, focusing on performance attribution. While disruptive innovation traditionally involves new entrants targeting underserved market segments, we propose a novel perspective: leveraging an established analytical discipline as a defined product or service offering. By…